Value Investing: What Does this Mean and How does it Impact You? (Part 2 – Webinar!)

Spencer Kenley General Leave a Comment

In our previous blog post, we discussed what value investing is and why we have positioned our PFG Portfolios to take advantage of the value premium. For this week’s post, we hosted a webinar to discuss recent trends in the market (including the recent value premium) and what that means for our portfolios. In case you missed it, check out the recording here! PFG Investments Webinar (11/20/20). Please follow and like us:

Spencer KenleyValue Investing: What Does this Mean and How does it Impact You? (Part 2 – Webinar!)

Value Investing: What Does this Mean and How does it Impact You? (Part 1)

Spencer Kenley General, Investments Leave a Comment

In the world of investments, one way to classify stocks is to differentiate between what are known as “growth” and “value” stocks.  The difference is this: growth stocks are relatively more expensive than value stocks; in other words, a growth stock means that an investor must spend more upfront to own the same amount of company assets. Please follow and like us:

Spencer KenleyValue Investing: What Does this Mean and How does it Impact You? (Part 1)

PPP Update – House Passes New Bill

Nate Williams COVID-19 Updates, General Leave a Comment

On Thursday, May 28, the House of Representatives passed a new bill (417-1 in favor), which will drastically alter the rules and timeline surrounding PPP Loan Forgiveness. While the legislation has not been signed into law yet, we anticipate that a version of it will soon. There may still be changes to the new law before it passes through Senate, but as it stands now, here are some of the major changes: Please follow and like us:

Nate WilliamsPPP Update – House Passes New Bill

Webinar Recording: PPP Loan Forgiveness

Nate Williams COVID-19 Updates, General Leave a Comment

In this recording, Nate discusses PPP loan forgiveness and answers questions. You can access the full recording here: Webinar Recording – PPP Loan Forgiveness Review with Q&A 2.0 Slide Deck – PPP Loan Forgiveness Webinar (5.21.20) Please follow and like us:

Nate WilliamsWebinar Recording: PPP Loan Forgiveness

PPP Forgiveness Webinar

Nate Williams COVID-19 Updates, General Leave a Comment

Nate will be hosting a webinar at 5:15 PM PDT on May 21, 2020. Register for the webinar here. In this webinar, Nate will cover: Principles of PPP Loan Forgiveness Updates from the SBA and Treasury on forgiveness rules Plan and timeline for helping PFG clients apply for forgiveness Please be sure to register and come prepared with any questions you have! Please follow and like us:

Nate WilliamsPPP Forgiveness Webinar

PFG’s Employment Guide For Returning to Work

Nate Williams COVID-19 Updates, General 1 Comment

A month ago, we published our blog post “PFG’s Employment Guide During COVID-19 Crisis.” At the time, offices across the country were shutting down. Now, after a month in hibernation, dental practices are slowly beginning to reopen, bringing a whole new set of questions and concerns. First, let me disclaim the obvious: we are not HR specialists. On our team, we have eight CPAs but not one CPA-level organizational behavior person. Fortunately, there are many smarter than me in this area who are sharing a lot of good information and ideas on the topic of human resources. Please follow and like us:

Nate WilliamsPFG’s Employment Guide For Returning to Work

Webinar: PPP Loan Q&A with Nate Williams

Nate Williams COVID-19 Updates, General 1 Comment

In this webinar, Nate discusses the PPP Loans and gives guidance regarding the timing and strategy of utilizing this benefit. See the full webinar by following the link below (the content of the presentation starts at about 3 minutes and 30 seconds into the video): Webinar Recording – PPP Loan Update and Q&A Slide Deck – PPP Loan Updates Please follow and like us:

Nate WilliamsWebinar: PPP Loan Q&A with Nate Williams

Cash Emergency Plan 2.0

Nate Williams COVID-19 Updates, General 1 Comment

With each passing day we learn more info about this “New COVID-19 World Order” that we live in. Our hope is to be as helpful to you as we can during this time. Here are some additional thoughts to share that we hope will be helpful: What should I do? Financial principles don’t change; the application of those principles – the strategy you should employ – will depend upon your circumstances. Some of our clients continue to operate their practices and don’t plan – at least for now – to shut down. If you’re open for business as usual, keep going as long as you can. Even in these circumstances, we recommend caution against the day when you do get shut down. But if your office is shut down, you’re in a completely different camp and you should employ an emergency cash strategy. The rest of this email is directed …

Nate WilliamsCash Emergency Plan 2.0

Coronavirus and Cash Preservation

Nate Williams COVID-19 Updates, General 1 Comment

Last week we sent out some guidance regarding your investments during a panic/crisis like the one we’re currently experiencing. During this crisis, many people will panic and sell at low values. During this crisis there will be very little real, long-term wealth lost; but there will be massive amounts of wealth transferred. This wealth will transfer from weak to strong hands and from scared to brave hands. But this note is not about investments, it’s about surviving in your practice during a time where business may stop. We are getting a lot of questions about cash flow and what to do with employee pay. Let me try to address those generally. To get specific answers, please contact your PFG advisor directly. Please follow and like us:

Nate WilliamsCoronavirus and Cash Preservation

PFG’s Investment Guide to the Coronavirus

Nate Williams COVID-19 Updates, General 2 Comments

  Dimensional Fund Advisors (DFA), who manages most of our clients’ money (including our own), recently released this article relating to COVID-19. I recommend you read it: The Corona Virus and Market Declines For years I have been advising clients to do the following with regard to their investments: Focus on investing as much as you can. Pray that the markets go down – another 2008 would be best. When it comes to #2, I get weird looks and snickers implying that I’m joking. I’m not. Unless you’re going to market to sell, market declines are the best indicator of future returns, and they are your friend. This isn’t my opinion or some contrarian perspective. It’s math. Please follow and like us:

Nate WilliamsPFG’s Investment Guide to the Coronavirus